[1-13] Advertised monthly payments assume a sales price of 1)$123,990; 2)$131,990; 3)$135,990; 4)$138,990; 5)$138,990; 6)$146,990; 7)$147,990; 8)$149,990; 9)$153,990; 10)$159,990; 11)$168,990; 12)$178,990; 13)$182,990; and includes principal, interest, taxes, insurance and estimated mortgage insurance premium only; any other fees such as HOA not included and will result in a greater actual monthly payment amount. Scenario assumes borrower qualifies for an FHA 30-year fixed-rate mortgage loan of 1)$120,847; 2)$128,644; 3)$132,543; 4)$135,467; 5)$135,467; 6)$143,264; 7)$144,238; 8)$146,188; 9)$150,086; 10)$155,934; 11)$164,706; 12)$174,453; 13)$178,351; with interest rate of 3.75% and APR of 1)4.684%; 2)4.674%; 3)4.669%; 4)4.666%; 5)4.666%; 6)4.658%; 7)4.657%; 8)4.655%; 9)4.652%; 10)4.647%; 11)4.640%; 12)4.633%; 13)4.630%; for the life of the loan and pays 3.5% down payment. Scenario assumes the buyer has good credit, sets up a tax & insurance escrow account, provides full documentation, and pays estimated closing costs of 3% of the sales price. Minimum credit scores apply. Not all applicants may qualify. Rates effective 2/10/2012 and subject to change without notice. This scenario is subject to underwriting guidelines and is available only for owner-occupied homes; nonowner-occupied homes are subject to additional restrictions and qualifying requirements.

Advertised monthly payment and other programs available through MetLife Home Loans, a division of MetLife Bank, N.A., Financing offer may, however, be obtained through any other lender.

All loans subject to approval. Certain conditions and fees apply. Mortgage financing provided by MetLife Home Loans, a division of MetLife Bank, NA Equal Housing Lender.
MetLife Home Loans and KB Home are not affiliated entities. ©2011 METLIFE, INC.

Monthly payments, prices, terms, interest rates, APR, taxes, insurance, specifications, calculations and all assumptions are only estimates which are subject to change without notice and are not guaranteed. Monthly payments will differ depending upon many factors, including, without limitation, differing prices, down payment amounts, increases in tax rates, private mortgage insurance costs (if required by lender), and insurance rates, as well as insurance deductibles, home replacement values and other insurance terms for flood, property hazard and other insurance. Additional restrictions, terms, conditions and limitations apply.

Prices, terms, promotions, features, options, amenities, floor plans, elevations, designs, materials, square footages, associations fees, and descriptions are subject to change without notice. Prices shown refer to the base house and do not include any optional features, upgrades, lot premiums, or association fees. Square footages are approximate and may vary in construction and depending on the standard measurement used. KB Home reserves the right to make changes to its home designs and to build more or fewer homes than currently planned. Any energy savings, community or neighborhood benefits, features, descriptions, views, open spaces, conservation areas, golf courses, and school information are not guaranteed, are subject to change or modification at any time, and certain items may require a separate membership fee and/or fee for use. Individual energy costs and savings will vary. Any estimated energy costs or savings should not be relied upon in any way when making purchasing decisions. KB Home does not guarantee that any specific level of energy utility costs or savings will be achieved or maintained, even if the home is built as designed per the relevant home plan. Actual energy utility costs or savings will depend on a number of factors, including but not limited to daily activities, home maintenance practices, household size, use of appliances, lighting and internal climate control systems, and the surrounding climate and weather conditions.

All renderings and floor plans are an artists' conceptual drawings and will vary from the actual plans and homes as built. Home images, colors and sizes are approximate for illustration purposes only and may not represent the lowest-priced homes in the community. Images show model homes displaying options/upgrades and upgraded landscaping which may be available at predetermined stages of construction for additional charges. If construction cut-off deadlines have passed, certain options/upgrades may no longer be available. Models also display many decorator items and furniture which are not available for purchase even upon additional payment. Visit the community for detailed lists of options/upgrades and decorator items and for additional important disclosures for the community and the home. Images do not reflect any racial preference. Maps may not be to scale. This is not an offering to residents of NY, NJ or CT or where otherwise prohibited by law. Equal Housing Opportunity.

KB HOME Jacksonville LLC License # CBC1257079